When a life insurance policy no longer aligns with a client’s financial, retirement, or estate planning goals, a life settlement may offer a valuable alternative to surrender.
Confidential • No Obligation • Advisor-First Process • Nationwide
Common Client Situations Where a Life Settlement May Help
Life settlements can help advisors solve complex client situations such as:
Client Retirement or Coverage Changes
Policies that no longer align with retirement income planning.
Premium Payments Becoming Difficult
Premium payments becoming difficult or unnecessary.
Estate Planning Changes
When estate plans shift and coverage is no longer needed.
Business Succession or Transition
Policies tied to buy-sell agreements or partnerships.
Trust or Ownership Changes
Policies held in trusts that are no longer necessary.
When Advisors Should Consider a Life Settlement
Exit Equity Concierge offers a life settlement advisor partnership designed for professionals who want to help their clients sell their life insurance policy for cash through life settlements, viatical settlements, and partial policy solutions. As a life settlement broker, we work alongside financial advisors, insurance agents, and estate professionals to ensure that policyholders are aware of all available options beyond surrendering or lapsing their coverage.
Financial advisors, estate attorneys, and insurance professionals may consider a life settlement when a life insurance policy no longer serves its original purpose. Rather than surrendering the policy back to the carrier for minimal value, clients may have the option to sell the policy to a licensed institutional buyer for a greater amount.
Life settlements are often evaluated when clients experience changes in retirement planning, estate strategy, business ownership, or financial priorities. Policies that once supported estate liquidity, buy-sell agreements, or family protection may become unnecessary or burdensome as circumstances evolve.
In these situations, a confidential policy review can help determine whether a life settlement is a suitable option. By exploring the secondary market, advisors can ensure their clients are informed of all available options before surrendering a potentially valuable asset.
Exit Equity Concierge works alongside advisors to provide policy evaluations and market access while preserving the advisor’s primary relationship with the client.
Why Advisors Work With Exit Equity Concierge
• Confidential policy evaluations
• Collaborative advisor-first process
• No obligation consultations
• Access to institutional settlement markets
• Transparent communication with advisors
• Protection of existing client relationships
We work alongside advisors to ensure clients explore every available option before surrendering valuable life insurance assets.
Our Advisor-First Life Settlement Evaluation Process
A Professional, Transparent Process
1️⃣ Submit Policy Information
2️⃣ Confidential Policy Review
3️⃣ Market Evaluation
4️⃣ Advisor and Client Consultation
5️⃣ Settlement Options Presented
Our goal is to equip advisors and their clients with clear, informed options.
Policies That May Qualify for a Life Settlement
• Policies with face values of $100,000 or more
• Insured individuals typically age 65+
• Premium payments becoming difficult
• Policies no longer needed for estate planning
• Business or trust-owned policies
Have a Client Situation to Discuss?
Exit Equity Concierge works with financial advisors, estate attorneys, insurance professionals, and family offices to evaluate life insurance policies that may qualify for a life settlement.
We work alongside financial advisors, estate attorneys, insurance professionals, and family offices nationwide.
Exit Equity Concierge represents policyholders — not investors.
Our role is to advocate for the client by presenting the policy to a network of licensed institutional buyers and facilitating a transparent evaluation process.
Exit Equity Concierge represents policyholders and works collaboratively with financial advisors, attorneys, and insurance professionals throughout the evaluation process.