Viatical Settlement Policy Evaluation

A Policy Evaluation provides a deeper analysis for those navigating a terminal illness and considering the sale of a life insurance policy through a viatical settlement. This process involves determining the potential market value of the policy based on factors like age, health status, policy type, and premium structure. We also assess eligibility for a viatical settlement, ensuring that your case meets the necessary health and policy criteria. Beyond settlement potential, we help you evaluate alternative options such as reduced paid-up insurance, cash surrender value, or policy loans. Finally, we assess how your policy fits within your overall financial or legacy planning objectives—whether your goal is to alleviate medical costs, fund personal wishes, or support your loved ones. This evaluation offers strategic insight to help you make the best possible decision during a difficult time.

⚖️ Please note: While we assist with document execution and planning coordination, we do not offer legal advice. Clients are encouraged to consult a licensed attorney for legal interpretation or estate planning guidance.